Finance Jaipur (“we”, “us”, or “our”) values the privacy of our customers (“you”, “your”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our loan services, including our website, mobile applications, or any related services (collectively, the “Services”). By using our Services, you consent to the practices outlined in this Privacy Policy.
1. Information We Collect
We collect various types of information to provide and improve our Services. This may include:
- Personal Information: This includes your name, address, phone number, email address, date of birth, Aadhaar number, employment details, financial history, and other details relevant to the loan application process.
- Financial Information: Information about your credit history, bank account details, income, and any other financial data necessary for the loan evaluation process.
- Device and Usage Information: When you use our Services, we may collect information about your device (such as IP address, browser type, and operating system), usage statistics, cookies, and other data to help us improve our services and provide a better user experience.
- Sensitive Data: We may collect sensitive data as part of the loan approval process, such as your financial situation, credit scores, and employment status.
2. How We Use Your Information
We use the information we collect for various purposes, including but not limited to:
- Processing and evaluating your loan application.
- Verifying your identity and financial information.
- Communicating with you about your application status, loan terms, and other updates related to your loan.
- Providing customer support and addressing inquiries or issues you may have.
- Complying with legal obligations and regulatory requirements.
- Improving and optimizing our services, website, and user experience.
3. How We Share Your Information
We may share your information with third parties in the following circumstances:
- Service Providers: We may share your information with third-party vendors or service providers who assist us in processing loans, managing customer support, or analyzing data.
- Financial Institutions: We may share your financial information with credit bureaus, banks, or other financial institutions to assess your eligibility for a loan and verify your financial history.
- Legal and Regulatory Compliance: We may disclose your information as required by law, including in response to subpoenas, court orders, or other legal processes.
- Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
4. Data Security
We take reasonable measures to protect the confidentiality, integrity, and security of your information. This includes using encryption, secure servers, and other industry-standard security practices. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.
5. Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information. These may include:
- Access: You may request access to the personal data we hold about you.
- Correction: You may request that we correct or update any inaccurate or incomplete information.
- Deletion: You may request the deletion of your personal information, subject to legal or contractual obligations.
- Opt-Out: You may opt out of receiving marketing communications from us by following the unsubscribe instructions in our emails or contacting us directly.
To exercise any of these rights, please contact us using the contact information provided below.
6. Cookies and Tracking Technologies
We use cookies and other tracking technologies to improve your experience on our website and Services. Cookies help us remember your preferences, track website usage, and personalize content. You can control the use of cookies through your browser settings, but disabling cookies may affect your ability to use some features of our Services.
7. Children’s Privacy
Our Services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete such information.
8. International Transfers
If you are located outside of India, please be aware that your information may be transferred to and processed in India. By using our Services, you consent to the transfer of your information to locations outside your country of residence, where data protection laws may be different.
9. Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on our website and updating the “Last Updated” date at the top of this page.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your information, please contact us at:
Finance Jaipur
Address: G f1 harias dream park complex mira road mumbai pincode 401107
Phone: +91 9876543210
Email: info@financejaipur.com